Affirm Financing which provides customers risk-free, fully transparent financing options. This service has no hidden fees or costs—the full amount you owe is presented to you up front before your checkout.

*Subject to credit check and approval. Your rate will be 10%-30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: www.affirm.com/lenders.

Get an instant approval decision that will allow you to lease merchandise with a retailer.

*”The No Credit Option", "All Without Using Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application.

Your loan approval process is quick and easy and you are verified in less than minute. Simply provide a few details about yourself and get a real-time decision so you can get started on your financed purchase now and pay for this product over an extended duration. All your personal information is fully secure and confidential. Applying for a loan with Affirm will not affect your credit score, as they only use a soft credit check. 

Get approved for up to $5,000 in merchandise.**

**“Get Approved to Lease up to $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. Maximum amount may require in-store application; approval and amount subject to review and verification of your application. Not all applicants are approved.

As an Affirm customer, you will see exactly what you owe up front, with no hidden costs and no financial surprises. You will see the loan terms, including your APR and your monthly payment amounts, before you decide on a payment plan.

After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep. You can purchase your item at any point during the lease at a discount or purchase your item(s) within the first 90 days for the lowest Early Purchase Option price. The sooner you purchase your items, the more you save!

Choose to pay off your purchase over 3, 6, 12, or 18 months. Affirm will notify you of any up and coming payments via SMS or email that you provide. Affirm also offers a dedicated customer service team for any questions if they arise.

Circumstances can change, and you might need to cancel your lease agreement. You can cancel your lease at any time without incurring any penalties. You’ll only be responsible for the time the merchandise was in your possession and any applicable fees as provided in the lease agreement.

Simply select Affirm as the payment option during checkout and enter your basic information for a real-time loan decision.

If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.